Weekly Fed, rate, and real estate market news commentary
CHFA’s new Schools to Home program gives Colorado public school employees up to 25% in down payment assistance as a deferred, shared-appreciation second mortgage. Here’s how it works, who qualifies, and what it costs when you sell.
Denver Metro’s September 2026 closings were the fewest since 2008, but DMAR’s own report shows buyers have more room to negotiate than at almost any other point this year.
Freddie Mac’s October 1 survey put the 30-year fixed at 7.28%, up from 7.03% a week earlier, as the 10-year Treasury hit a 24-year high. Here’s what’s driving it, what it costs you, and what it means for Denver buyers and sellers right now.
Freddie Mac’s 30-year average hit 7.03% on Sept. 24 after the 10-year Treasury jumped to 5.12% — what drove it, what it costs on a $500K loan, and what Denver’s market is doing about it.
On September 16, 2026, the Federal Reserve raised its benchmark interest rate by a quarter point, to a target range of 3.75%–4.00% — the first rate hike since 2023, and a reversal of the cutting cycle we’d all gotten used to. The vote was unanimous, 12-0. Why the Fed moved. The Committee’s own statement told…