Free Tools
Real estate calculators
The same math I run with clients — payments, proceeds, buydowns and returns. Free, no signup, no catch.
Pick a calculator and run your numbers
All seven tools run right here on this page. Choose a tab and it loads directly below — change any input and the results update instantly. Free, no signup.
Your Numbers
Open any calculator on its own page
Each tool also has its own page with a full walkthrough of the math behind it.
Mortgage Payment (PITI)See your true monthly payment, not just principal and interestRate Buydown & PointsPermanent points and 1-0, 1-1, 2-1, 3-2-1 temporary buydownsAffordability & DTIWhat price you qualify for, and what you should actually spendRent vs. BuyBreak-even year and net position over timeSeller Net SheetWhat you actually walk away with after costs and payoffRefinance Break-EvenMonthly savings, break-even month, and lifetime interestInvestment Property ROICash flow, cap rate, DSCR and total return with leverage
Educational estimates only — not a loan approval, appraisal, or tax advice. Michael Rush is a licensed real estate agent with Keller Williams Realty DTC. Equal Housing Opportunity.
