Free Tools

Real estate calculators

The same math I run with clients — payments, proceeds, buydowns and returns. Free, no signup, no catch.

Buyer

Mortgage Payment (PITI)See your true monthly payment, not just principal and interestRate Buydown & PointsPermanent points and 1-0, 1-1, 2-1, 3-2-1 temporary buydownsAffordability & DTIWhat price you qualify for, and what you should actually spendRent vs. BuyBreak-even year and net position over time

Seller

Seller Net SheetWhat you actually walk away with after costs and payoff

Homeowner

Refinance Break-EvenMonthly savings, break-even month, and lifetime interest

Investor

Investment Property ROICash flow, cap rate, DSCR and total return with leverage

Your Numbers

Educational estimates only — not a loan approval, appraisal, or tax advice. Michael Rush is a licensed REALTOR® with Keller Williams Realty DTC. Equal Housing Opportunity.